The Forward Method
The FORWARD Method™
If a Polaroid™ picture represents the traditional planning mantra, the FORWARD Method™ is the “High Definition” video future of creating financial solvency!
You may be asking yourself what is so special about this concept? The FORWARD Method™ stands for Financially Optimizing Resources WHILE Accelerating the Reduction of Debt and this is a dramatic progression from traditional planning.
Traditional wisdom has dictated that it is counterproductive to save for the future as long as you have debt today. The reason for this is because of the enormous volume of interest we generate when we have to pay interest to service the debt we accumulate in our daily lives. The average American sends 35% of every dollar they spend to finance companies in the form of interest rates and fees. In other words, we transfer more than 1/3 of our wealth to someone else. Most savvy financial planners realize this. As a result, they tell us to get out of debt before we start saving for the future. After all, if 35% of every dollar we spend is going to service our debt, what benefit do we receive even if we are fortunate enough to earn a 25% return on our investments?
While that approach had made sense in the past, it actually ends up harming our financial future. Here is why. Compounding is an absolute and critical element to making sure we have exponential growth on the back end. For example, if you have a dollar and doubled it every year for 20 years, you would accumulate $1,048,576.00!!!!
| Year | $Amount | Year | $Amount | Year | $ Amount | Year | $Amount |
| 1 | $2.00 | 6 | $64.00 | 11 | $2,048.00 | 16 | $65,536.00 |
| 2 | $4.00 | 7 | $128.00 | 12 | $4,096.00 | 17 | $131,072.00 |
| 3 | $8.00 | 8 | $256.00 | 13 | $8,192.00 | 18 | $262,144.00 |
| 4 | $16.00 | 9 | $512.00 | 14 | $16,384.00 | 19 | $524,288.00 |
| 5 | $32.00 | 10 | $1,024.00 | 15 | $32,768.00 | 20 | $1,048,576.00 |
While that is a substantial sum, it is very important to note that the substantial accumulation when we compound only occurs in the latest years. In other words, our retirement plans only become viable and sustainable in the immediate years approaching retirement. The longer we wait to get out of debt and the longer we wait to start our financial plan, the longer we must wait until we retire! If one follows traditional “wisdom” and waits 5-15 years to free themselves from their current debt, then their retirement is also postponed that long. The impact is even more severe when you consider the growth lost on the numbers in years 21-25.
Just like high definition cameras on our cell phones have replaced the Polaroid™ cameras of the past, The FORWARD Method™ is shattering the traditional wisdom of financial planning. The FORWARD Method™ is a comprehensive approach that tackles our debt today and simultaneously builds our wealth for the future. The FORWARD Method™ is a systematic 3 pronged approach that includes Cash Flow Coaching, Accountability and Tracking using specifically designed software, and sound wealth creations strategies that coordinate the Infinite Banking Concept! This systematic and precise method tracks progress and provides mathematical certainty while giving date specific benchmarks. This places the client in complete control of their financial future.
To learn more about how The FORWARD Method™ will help you become financially solvent, please contact us TODAY!
